:root {
  --navy: #0f2647;
  --navy-deep: #0a1a32;
  --ink: #1a2332;
  --muted: #5a6577;
  --line: #d8dee8;
  --sand: #f3f0ea;
  --paper: #faf9f7;
  --gold: #c9a227;
  --gold-soft: #e8d48a;
  --teal: #1f6f6a;
  --white: #ffffff;
  --shadow: 0 18px 50px rgba(15, 38, 71, 0.12);
  --radius: 4px;
  --font-display: "Fraunces", Georgia, serif;
  --font-body: "Manrope", "Segoe UI", sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

.container {
  width: min(1120px, calc(100% - 2.5rem));
  margin-inline: auto;
}

.skip-link {
  position: absolute;
  left: -999px;
  top: 0;
  background: var(--gold);
  color: var(--navy);
  padding: 0.6rem 1rem;
  z-index: 100;
}

.skip-link:focus {
  left: 1rem;
  top: 1rem;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(250, 249, 247, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(15, 38, 71, 0.08);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.9rem 0;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.7rem;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--navy);
}

.brand-mark {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: linear-gradient(145deg, var(--navy), #1a3d6d);
  display: grid;
  place-items: center;
  color: var(--gold);
  font-family: var(--font-display);
  font-size: 1.1rem;
}

.brand span {
  font-size: 1.05rem;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 1.4rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav-links a {
  font-size: 0.92rem;
  color: var(--muted);
  transition: color 0.2s ease;
}

.nav-links a:hover,
.nav-links a:focus-visible {
  color: var(--navy);
}

.nav-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.65rem 1.1rem;
  background: var(--navy);
  color: var(--white) !important;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 0.9rem !important;
  transition: transform 0.2s ease, background 0.2s ease;
}

.nav-cta:hover {
  background: var(--teal);
  transform: translateY(-1px);
}

.menu-toggle {
  display: none;
  border: 1px solid var(--line);
  background: var(--white);
  border-radius: var(--radius);
  padding: 0.45rem 0.7rem;
  cursor: pointer;
  font-family: inherit;
  color: var(--navy);
}

/* Hero */
.hero {
  position: relative;
  min-height: min(92vh, 780px);
  display: grid;
  align-items: end;
  color: var(--white);
  overflow: hidden;
}

.hero-media {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transform: scale(1.04);
  animation: heroZoom 18s ease-out forwards;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(10, 26, 50, 0.35) 0%, rgba(10, 26, 50, 0.72) 55%, rgba(10, 26, 50, 0.92) 100%),
    linear-gradient(90deg, rgba(10, 26, 50, 0.55) 0%, rgba(10, 26, 50, 0.15) 60%);
}

.hero-content {
  position: relative;
  z-index: 1;
  padding: 7rem 0 4.5rem;
  max-width: 720px;
}

.hero-brand {
  font-family: var(--font-display);
  font-size: clamp(2.6rem, 6vw, 4.4rem);
  line-height: 1.05;
  letter-spacing: -0.03em;
  margin: 0 0 1rem;
  opacity: 0;
  animation: rise 0.9s ease 0.15s forwards;
}

.hero h1 {
  margin: 0 0 1rem;
  font-family: var(--font-body);
  font-weight: 500;
  font-size: clamp(1.15rem, 2.2vw, 1.45rem);
  line-height: 1.45;
  max-width: 34ch;
  color: rgba(255, 255, 255, 0.92);
  opacity: 0;
  animation: rise 0.9s ease 0.35s forwards;
}

.hero-lead {
  margin: 0 0 1.8rem;
  color: rgba(255, 255, 255, 0.78);
  font-size: 1.02rem;
  max-width: 42ch;
  opacity: 0;
  animation: rise 0.9s ease 0.5s forwards;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  opacity: 0;
  animation: rise 0.9s ease 0.65s forwards;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  padding: 0.9rem 1.35rem;
  border-radius: var(--radius);
  border: none;
  font-family: inherit;
  font-weight: 700;
  font-size: 0.95rem;
  cursor: pointer;
  transition: transform 0.2s ease, background 0.2s ease, color 0.2s ease, border-color 0.2s ease;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-primary {
  background: var(--gold);
  color: var(--navy-deep);
}

.btn-primary:hover {
  background: var(--gold-soft);
}

.btn-ghost {
  background: transparent;
  color: var(--white);
  border: 1px solid rgba(255, 255, 255, 0.45);
}

.btn-ghost:hover {
  border-color: var(--white);
  background: rgba(255, 255, 255, 0.08);
}

/* Sections */
section {
  padding: 5rem 0;
}

.section-head {
  max-width: 640px;
  margin-bottom: 2.5rem;
}

.section-head h2 {
  margin: 0 0 0.75rem;
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.5vw, 2.5rem);
  line-height: 1.15;
  letter-spacing: -0.02em;
  color: var(--navy);
}

.section-head p {
  margin: 0;
  color: var(--muted);
  font-size: 1.05rem;
}

.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.reveal.visible {
  opacity: 1;
  transform: none;
}

/* Method */
.method {
  background: var(--white);
}

.method-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 2rem;
  align-items: stretch;
}

.method-list {
  display: grid;
  gap: 1.1rem;
}

.method-item {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1rem;
  padding: 1.1rem 0;
  border-bottom: 1px solid var(--line);
}

.method-item:last-child {
  border-bottom: none;
}

.method-num {
  font-family: var(--font-display);
  color: var(--gold);
  font-size: 1.4rem;
  line-height: 1;
  padding-top: 0.15rem;
}

.method-item h3 {
  margin: 0 0 0.35rem;
  font-size: 1.1rem;
  color: var(--navy);
}

.method-item p {
  margin: 0;
  color: var(--muted);
  font-size: 0.95rem;
}

.method-visual {
  position: relative;
  min-height: 420px;
  overflow: hidden;
  border-radius: 2px;
}

.method-visual img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.method-caption {
  position: absolute;
  left: 1rem;
  right: 1rem;
  bottom: 1rem;
  background: rgba(10, 26, 50, 0.88);
  color: var(--white);
  padding: 0.9rem 1rem;
  font-size: 0.9rem;
}

/* Ranking */
.ranking {
  background:
    radial-gradient(circle at top right, rgba(201, 162, 39, 0.12), transparent 40%),
    var(--sand);
}

.rank-table-wrap {
  overflow-x: auto;
  background: var(--white);
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
}

.rank-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 720px;
}

.rank-table th,
.rank-table td {
  padding: 1rem 1.1rem;
  text-align: left;
  border-bottom: 1px solid var(--line);
  vertical-align: middle;
}

.rank-table th {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--muted);
  background: #f7f5f1;
}

.rank-table tr:last-child td {
  border-bottom: none;
}

.rank-table tbody tr {
  transition: background 0.2s ease;
}

.rank-table tbody tr:hover {
  background: #fbf8f2;
}

.bank-cell {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.bank-logo {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  object-fit: cover;
  flex-shrink: 0;
}

.bank-name {
  font-weight: 700;
  color: var(--navy);
}

.bank-meta {
  font-size: 0.82rem;
  color: var(--muted);
}

.score {
  font-family: var(--font-display);
  font-size: 1.25rem;
  color: var(--navy);
}

.badge {
  display: inline-block;
  padding: 0.25rem 0.55rem;
  font-size: 0.75rem;
  font-weight: 700;
  border-radius: 2px;
  background: rgba(31, 111, 106, 0.12);
  color: var(--teal);
}

.badge.gold {
  background: rgba(201, 162, 39, 0.18);
  color: #8a6d12;
}

.stars {
  color: var(--gold);
  letter-spacing: 0.05em;
}

/* Categories */
.categories {
  background: var(--white);
}

.cat-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.cat-card {
  position: relative;
  min-height: 280px;
  overflow: hidden;
  color: var(--white);
}

.cat-card img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s ease;
}

.cat-card:hover img {
  transform: scale(1.06);
}

.cat-card::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(10, 26, 50, 0.15), rgba(10, 26, 50, 0.88));
}

.cat-body {
  position: relative;
  z-index: 1;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: 1.4rem;
}

.cat-body h3 {
  margin: 0 0 0.4rem;
  font-family: var(--font-display);
  font-size: 1.35rem;
}

.cat-body p {
  margin: 0;
  font-size: 0.92rem;
  color: rgba(255, 255, 255, 0.82);
}

/* Trust */
.trust {
  background: var(--navy-deep);
  color: var(--white);
}

.trust .section-head h2 {
  color: var(--white);
}

.trust .section-head p {
  color: rgba(255, 255, 255, 0.72);
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

.trust-item {
  padding: 1.4rem 1.2rem;
  border-top: 2px solid var(--gold);
  background: rgba(255, 255, 255, 0.04);
}

.trust-item strong {
  display: block;
  font-family: var(--font-display);
  font-size: 2rem;
  color: var(--gold-soft);
  margin-bottom: 0.35rem;
}

.trust-item p {
  margin: 0;
  color: rgba(255, 255, 255, 0.75);
  font-size: 0.95rem;
}

/* CTA band */
.cta-band {
  background:
    linear-gradient(120deg, rgba(15, 38, 71, 0.88), rgba(31, 111, 106, 0.78)),
    url("https://images.unsplash.com/photo-1555881400-74d7acaacd8b?auto=format&fit=crop&w=1600&q=80") center/cover;
  color: var(--white);
  text-align: center;
  padding: 4.5rem 0;
}

.cta-band h2 {
  margin: 0 0 0.8rem;
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.5vw, 2.6rem);
}

.cta-band p {
  margin: 0 auto 1.5rem;
  max-width: 48ch;
  color: rgba(255, 255, 255, 0.85);
}

/* Footer */
.site-footer {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.86);
  padding: 4rem 0 2rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr 1fr;
  gap: 1.5rem;
  margin-bottom: 2.5rem;
}

.footer-block h3 {
  margin: 0 0 1rem;
  font-family: var(--font-display);
  font-size: 1.25rem;
  color: var(--white);
}

.footer-block p,
.address-list {
  margin: 0;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.95rem;
}

.address-list {
  list-style: none;
  padding: 0;
  display: grid;
  gap: 1rem;
}

.address-list li strong {
  display: block;
  color: var(--gold-soft);
  margin-bottom: 0.2rem;
}

.map-wrap {
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.15);
  min-height: 280px;
  background: #0a1a32;
}

.map-wrap iframe {
  width: 100%;
  height: 280px;
  border: 0;
  filter: grayscale(0.2) contrast(1.05);
}

.contact-form {
  display: grid;
  gap: 0.75rem;
}

.contact-form label {
  display: grid;
  gap: 0.35rem;
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.8);
}

.contact-form input,
.contact-form textarea,
.contact-form select {
  width: 100%;
  padding: 0.75rem 0.85rem;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.06);
  color: var(--white);
  font-family: inherit;
  font-size: 0.95rem;
}

.contact-form input:focus,
.contact-form textarea:focus,
.contact-form select:focus {
  outline: 2px solid var(--gold);
  outline-offset: 1px;
  border-color: transparent;
}

.contact-form textarea {
  min-height: 110px;
  resize: vertical;
}

.contact-form .btn {
  justify-self: start;
  margin-top: 0.25rem;
}

.form-note {
  min-height: 1.3em;
  font-size: 0.88rem;
  color: var(--gold-soft);
}

.footer-bottom {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 0.8rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.55);
}

@keyframes rise {
  from {
    opacity: 0;
    transform: translateY(18px);
  }
  to {
    opacity: 1;
    transform: none;
  }
}

@keyframes heroZoom {
  from {
    transform: scale(1.08);
  }
  to {
    transform: scale(1);
  }
}

@media (max-width: 960px) {
  .method-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .cat-grid {
    grid-template-columns: 1fr 1fr;
  }

  .trust-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 760px) {
  .menu-toggle {
    display: inline-flex;
  }

  .nav-links {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--paper);
    flex-direction: column;
    align-items: stretch;
    padding: 1rem 1.25rem 1.25rem;
    border-bottom: 1px solid var(--line);
    gap: 0.85rem;
  }

  .nav-links.open {
    display: flex;
  }

  .hero-content {
    padding-top: 5.5rem;
  }

  .cat-grid,
  .trust-grid {
    grid-template-columns: 1fr;
  }

  section {
    padding: 3.5rem 0;
  }
}